A hotel does not carry homeowners insurance – they have a business insurance policy and that is what is needed to fully cover you. Because Airbnb collects money, they are essentially acting as a hotel. When a homeowner (or renter) places a property on Airbnb – whether a room or the whole home – it ceases to become a residence.

Not only does your homeowners insurance not cover rentals and any potential liability, but some insurance carriers, like the MA Fair Plan, will actually drop you if they find out.

We get this question a lot – “Does my homeowners insurance cover Airbnb or other online rental facilitators” and the bottom line is no. There are some considerations to take into account however before you become a host – with insurance being one of them. On Nantucket, spend an afternoon wandering the historic town and the Whaling Museum on Martha’s Vineyard, be sure to visit the town of Aquinnah, home of the local Wampanoag people, and its beautiful clay cliffs, as well as the old-fashioned historic carousel in Oak Bluffs.Cape Cod is ripe for a home rental platform like Airbnb and we’ve seen an increase in this type of online, on-demand business model in our beautiful little beach community. You could spend an entire vacation rubbing shoulders with famous folks on Nantucket or Martha’s Vineyard, but passenger ferries from several Cape towns make it possible to visit either on a day trip. Boats leave from various locations including Hyannis, Provincetown, Barnstable, Orleans, and Plymouth. Many tour companies will guarantee sightings.

Whale-Watchingīetween mid-April and late October, hundreds of humpback, finback, and minke whales arrive at their feeding grounds along the Massachusetts coast. But the park is not all about sandy shores: thirteen hiking trails and three bike trails wind through pristine dunes, wetlands, and scrub oak forests. While lively, convenient beaches line the peninsula, it’s well worth visiting the pristine beaches within the 27,000-acre Cape Cod National Seashore.

Airbnb on cape cod